Assistant Manager – Corporate Credit Cards

Hiring – Assistant Manager – Corporate Credit Cards

Job Profile

• Product Strategy & Portfolio Management:

  • Develop and execute product strategies for Corporate and SME Credit Card portfolios.

  • Refine card propositions to ensure competitiveness and value for corporate clients.

  • Maintain an optimal product mix balancing profitability, risk, and customer value.

• Portfolio Performance & Analytics:

  • Monitor key metrics such as activation rates, spend per card, utilization, delinquency, and retention.

  • Generate actionable insights through data analysis to identify growth opportunities.

  • Implement data-driven strategies to enhance profitability and customer engagement.

• Stakeholder Engagement & Support:

  • Serve as the subject matter expert on Corporate Credit Cards for internal teams like Sales and Corporate Banking.

  • Collaborate with sales and relationship teams to drive card acquisition and usage.

  • Provide product training and guidance for effective selling.

• Business Growth & KPI Management:

  • Drive achievement of KPIs including Cards-in-Force, activation rates, and portfolio growth.

  • Implement initiatives to increase card penetration within corporate clients.

• Market Intelligence & Product Development:

  • Conduct market research and competitive benchmarking.

  • Identify emerging trends and innovation opportunities to enhance product features.

  • Work with cross-functional teams (risk, marketing, technology) to launch or improve products.

Applicant’s Profile

• Education:

  • Bachelor’s degree, preferably in accounting, applied mathematics, or finance.

  • Professional qualifications such as CIMA, ACCA, or CA are recognized.

  • An MBA or a degree in Marketing is highly preferred.

• Experience:

  • 3–5 years of experience in Product Management or Business Development.

  • Specific experience managing corporate or high-net-worth (affluent) client segments.

  • Prior experience in the Payment Card industry within banking or Fintech is strongly preferred.

• Technical & Analytical Skills:

  • High level of data literacy with the ability to translate datasets into growth strategies.

  • Advanced proficiency in Excel, CRM platforms, and Card Management Systems.

  • Expertise in product lifecycle management and portfolio analysis.

• Professional Competencies:

  • Exceptional communication and influence skills with a track record of driving cross-departmental collaboration.

  • Strategic thinker with a forward-looking approach to market trends and regulatory details.

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